Best Stock Trading Apps in the United States 2026
Regulated by Financial Industry Regulatory Authority (FINRA) · Last updated: 2026-05
The US has the most competitive broker market globally — most major platforms offer $0 commissions. This guide compares the best FINRA-regulated brokers for US investors, including Chinese-speaking immigrants, international students, and newcomers to investing.
美国最佳股票交易App对比:Moomoo、富达、嘉信理财、微牛证券、Robinhood、盈透证券,均受FINRA监管。零佣金,支持IRA退休账户。
Table of Contents
7
Brokers Reviewed
4
Chinese Support
5
Commission-free
FINRA
Regulator
Best Brokers in United States: Quick Ranking
Ranked by overall score. Scores reflect fees, regulation, app quality, market access, and Chinese-language support. All brokers below are regulated.
Moomoo
富途 MoomooEditor's Pick中文Advanced tools, commission-free — Canada, US, SG, AU, MY
专业级工具,零佣金,覆盖加拿大、美国、新加坡、澳大利亚、马来西亚
Interactive Brokers
盈透证券 IBKRBest for Professionals中文Institutional-grade global broker — 150+ markets, lowest margin rates, professional tools. Available in Canada, Singapore, US, Australia, HK and 200+ countries.
全球专业投资者首选:150+ 市场准入、行业最低融资利率、专业级交易工具。支持加拿大、新加坡、美国、澳大利亚、香港及全球200多个国家和地区。海外华人及专业投资者适用。
IBKR Canada
盈透证券加拿大Best Professional Broker CA中文Interactive Brokers Canada — CIRO regulated, TFSA, RRSP, 150+ markets, lowest margin rates for Canadian investors
盈透证券加拿大:CIRO 监管,支持 TFSA/RRSP,全球150+市场,行业最低融资利率。适合加拿大专业投资者及海外华人。
Robinhood
Most Popular US AppThe app that democratized commission-free investing in the US
开创美国零佣金投资时代的App
Webull
微牛证券Best Charts US中文Advanced free charting for the self-directed US investor
为自主投资者提供免费专业图表的美股平台
Charles Schwab
嘉信理财Best Research USAmerica's largest retail brokerage with world-class research
美国最大零售券商,提供世界级研究服务
Fidelity
富达投资Best for Retirement USAmerica's most trusted broker for long-term investors
美国最受信赖的长期投资券商
How We Compare Brokers
Brokely.exchange evaluates brokers using a transparent, weighted scoring system across 7 categories. Scores are not influenced by affiliate fees. Only regulated brokers are included.
Fees & Commissions
Commission rates, FX fees, platform fees, hidden costs
Regulation & Safety
Regulator quality, investor protection, SIPC/CIPF coverage
Market Access
Number of markets, asset classes, stock exchanges covered
App Experience
App store ratings, UI quality, Chinese language support
Beginner Friendliness
Onboarding ease, paper trading, educational resources
Advanced Tools
Level 2 data, charting, screeners, API access
Promotions
Welcome bonuses, referral programs, ongoing offers
Category Winners: United States 2026
Best Overall Broker
Moomoo
Chinese-speaking investors in Canada, SG, US, AU, MY who want adv…
Best Broker for U.S. Stocks
Moomoo
Chinese-speaking investors in Canada, SG, US, AU, MY who want adv…
Best Broker for Beginners
Moomoo
Chinese-speaking investors in Canada, SG, US, AU, MY who want adv…
Best Broker for ETFs
Moomoo
Chinese-speaking investors in Canada, SG, US, AU, MY who want adv…
Best Broker for Options
Moomoo
Chinese-speaking investors in Canada, SG, US, AU, MY who want adv…
Best Low-Cost Broker
Moomoo
Chinese-speaking investors in Canada, SG, US, AU, MY who want adv…
Broker Fees Compared
All fees are approximations. Always verify on the official broker website before opening an account.
| Broker | US Stocks | ETFs | FX Fee | Min Deposit | Platform | |
|---|---|---|---|---|---|---|
Moomoo 富途 Moomoo | $0 | $0 | ~1.5% (CAD↔USD) | $0 | $0/month | Review → |
Interactive Brokers 盈透证券 IBKR | $0 (IBKR Lite, US stocks) / From $0.005/share (IBKR Pro) | $0 (IBKR Lite) / From $0.005/share (IBKR Pro) | From 0.2 bps — among the lowest globally | $0 (no minimum) | $0 (IBKR Lite) / $10/month waived with $30+ commissions (IBKR Pro) | Review → |
IBKR Canada 盈透证券加拿大 | $0 (IBKR Lite, US stocks) / CAD 0.01/share min CAD 1.00 (IBKR Pro, CA stocks) | $0 (IBKR Lite, US ETFs) | From 0.2 bps CAD↔USD — well below industry average of 1–2% | $0 (no minimum) | $0 (Lite) / $10 CAD/month waived with $10+ commissions (Pro) | Review → |
Robinhood | $0 | $0 | N/A (USD only) | $0 | $0 basic / $5/month Gold | Review → |
Webull 微牛证券 | $0 | $0 | N/A | $0 | $0 | Review → |
Charles Schwab 嘉信理财 | $0 | $0 | N/A (primarily USD) | $0 | $0 | Review → |
Fidelity 富达投资 | $0 | $0 | N/A | $0 | $0 | Review → |
Fees correct as of 2026-05. Verify on official broker websites before investing.
Regulation and Safety
All brokers on this page are regulated by Financial Industry Regulatory Authority (FINRA)
FINRA is the primary financial services regulator in United States. All brokers listed have passed regulatory requirements for capital adequacy, client fund segregation, and anti-money laundering (AML) compliance.
Client Fund Segregation
All regulated brokers must hold client funds in segregated accounts, separate from company funds.
Investor Protection
United States has investor protection schemes. Verify coverage limits for each broker's specific country entity.
KYC & AML Compliance
All brokers require identity verification (passport/ID + proof of address) as required by anti-money laundering regulations.
Account Opening Requirements
To open a brokerage account in United States, you will generally need:
Identity Verification (KYC)
Government-issued photo ID: passport, driver's licence, or national identity card. Must be valid and unexpired.
Proof of Address
Bank statement, utility bill, or official document with your name and address. Usually must be within 3–6 months.
Bank Account
A local bank account to deposit and withdraw funds. Most brokers support local bank transfers (EFT/bank wire).
Mobile Number
A valid mobile number for two-factor authentication (2FA) and security alerts.
Processing time: typically 1–3 business days. Fully digital process for all brokers listed. No minimum deposit required for most brokers (exception: Questrade CAD 1,000; Saxo SGD 3,000).
Deposit and Withdrawal Methods
| Broker | Deposit Methods | Withdrawal Methods | Min Deposit |
|---|---|---|---|
Moomoo | Bank Transfer (EFT), Wire Transfer, Online Bill Payment | Bank Transfer (EFT), Wire Transfer | $0 |
Interactive Brokers | ACH / EFT (US/CA), Wire Transfer (global), Cheque (US/CA), PayNow / FAST (SG) | ACH / EFT, Wire Transfer, Cheque (US/CA) | $0 (no minimum) |
IBKR Canada | Bank Transfer (EFT / IBAN), Wire Transfer, Cheque (CAD) | Bank Transfer (EFT), Wire Transfer, Cheque (CAD) | $0 (no minimum) |
Robinhood | ACH Bank Transfer, Instant Deposits | ACH Bank Transfer | $0 |
Webull | ACH Bank Transfer, Wire Transfer | ACH Bank Transfer, Wire Transfer | $0 |
Charles Schwab | ACH Bank Transfer, Wire Transfer, Cheque, Branch Deposit | ACH Bank Transfer, Wire Transfer, Cheque | $0 |
Fidelity | ACH Bank Transfer, Wire Transfer, Cheque, Mobile Check Deposit | ACH Bank Transfer, Wire Transfer, Cheque | $0 |
Broker Comparison Table
| Broker | Score | US Stocks | Options | Stock Fee | Min Deposit | Regulator | 中文 | |
|---|---|---|---|---|---|---|---|---|
Moomoo | 4.7 | $0 | $0 | CIRO (CA)CIPF (CA) | Review → | |||
Interactive Brokers | 4.5 | $0 (IBKR Lite, US st… | $0 (no minimum) | FINRA (US)SIPC (US) | Review → | |||
IBKR Canada | 4.5 | $0 (IBKR Lite, US st… | $0 (no minimum) | CIRO (CA)CIPF (CA) | Review → | |||
Robinhood | 3.9 | $0 | $0 | FINRA (US)SIPC | Review → | |||
Webull | 4.2 | $0 | $0 | FINRA (US)SIPC | Review → | |||
Charles Schwab | 4.5 | $0 | $0 | FINRA (US)SIPC | Review → | |||
Fidelity | 4.6 | $0 | $0 | FINRA (US)SIPC | Review → |
Brokely Editorial Team
Independent Broker Review Editors
Last updated: 2026-05 · For educational purposes only
Risk Warning
Educational purposes only. This page is for informational and educational purposes only and does not constitute investment advice, financial advice, or a recommendation to buy or sell any securities.
Trading involves risk. The value of investments can go down as well as up. You may receive back less than you invest. Past performance is not indicative of future results.
Fees and features change. All fees, promotions, and product features are subject to change. Always verify on the official broker website before opening an account.
Affiliate disclosure. Brokely.exchange may receive compensation from brokers featured on this page. This does not influence our editorial ratings or rankings. We only feature regulated brokers.
All brokers on this page are regulated by Financial Industry Regulatory Authority (FINRA). Verify current regulatory status at the official FINRA website.