Wealthsimple
Terakhir diperbarui: 2026-05
4.2
Weighted score / 5.0
Canada's most popular commission-free trading app
加拿大最受欢迎的免佣金股票交易App
1. Kesimpulan Cepat
Canadian beginner investors who want the simplest self-directed or managed investing experience.
适合加拿大投资新手,操作最简单的免佣金平台。
Rincian Penilaian
Broker Overview: Wealthsimple in 2026
Wealthsimple was founded in 2014 and is headquartered in Toronto, Canada. It is regulated by CIRO (CA), CIPF and is currently available to investors in Canada.
The platform supports trading in Stocks, ETFs, Options, Crypto. The minimum deposit is $0. Stock commissions are $0 and ETF trading costs $0.
Canada's most popular commission-free trading app Canadian beginner investors who want the simplest self-directed or managed investing experience. Main competitors include Moomoo, Questrade, Interactive Brokers.
Key Facts
2. Untuk Siapa Wealthsimple Paling Cocok?
Cocok Untuk
- Simplest onboarding in Canada加拿大最简单的开户流程
- Includes crypto and managed investing支持加密货币和托管投资
- TFSA + RRSP support支持 TFSA 和 RRSP 账户
- Well-established Canadian brand (2014)2014年成立,知名加拿大品牌
Kurang Cocok Untuk
- Active traders needing Level 2 data or advanced charts需要 Level 2 行情的活跃交易者
- Chinese-speaking investors needing Chinese UI需要中文界面的华人投资者
- Investors outside Canada加拿大以外的投资者
- Those who need margin accounts需要保证金账户的用户
3. Biaya & Komisi
$0
Stock Commission
$0
ETF Commission
$0
Min. Deposit
$0 basic / $3–$15/month premium
Platform Fee
1.5% standard
FX Conversion
2014
Founded
Jadwal biaya dapat berubah. Selalu verifikasi di situs resmi: https://wealthsimple.com
4. Cara Kami Menilai Wealthsimple
Our scoring is fully transparent. Each broker is evaluated across 7 categories with a fixed weight. The weighted average becomes the overall score — no arbitrary guessing. (lihat metodologi)
4.5
Fees & Commissions
(20% weight)
3.5
Market Access
(20% weight)
4.8
Regulation & Safety
(20% weight)
4.7
App Experience
(15% weight)
4.9
Beginner Friendly
(10% weight)
3.4
Advanced Tools
(10% weight)
3.6
Promotions
(5% weight)
Skor ditetapkan oleh tim editorial. Terakhir diperbarui: 2026-05. For educational purposes only.
5. Negara yang Didukung
Canada
CIRO-regulated brokers for Canadians
6. Regulasi & Keamanan
Wealthsimple — Regulatory Overview
Wealthsimple Trade is a CIRO member and CIPF member. Trading involves risk.
7. Produk & Jenis Akun
Aset yang Bisa Diperdagangkan
Jenis Akun
TFSA
Tax-Free Savings Account (Canada)
RRSP
Registered Retirement Savings Plan (Canada)
Cash Account
Trade with deposited funds only
8. Platform & Aplikasi
Mobile App Rating
4.8★ iOS · 4.5★ Android
Desktop Platform
Wealthsimple Web
Language Support
English
Charting Tools
Simplest onboarding in Canada
Market Coverage
Canada
Regulatory Status
CIRO (CA) · CIPF
9. Metode Deposit & Penarikan
Metode Deposit
Metode Penarikan
Metode bervariasi berdasarkan negara. Verifikasi di situs resmi.
Market Data & Research Tools
Access to quality market data and research tools is a major differentiator between brokers. Here is what Wealthsimple offers compared to the industry standard.
Level 2 Market Data
L1 included; L2 may require subscription
Real-time bid/ask depth showing all orders at each price level. Industry standard charge: $20–90/month. Free Level 2 is a significant advantage.
Charting & Technical Analysis
Standard charting tools included
Chart indicators, drawing tools, and time-frame options are essential for technical traders.
News Feed & Earnings Calendar
News feed and earnings calendar available
Real-time news and earnings calendars help investors stay informed about market events.
Paper Trading / Simulator
Paper trading not available
Practice trading with virtual funds. Essential for beginners to build confidence before trading with real money.
Stock Screener
Basic screener available
Stock screeners let you filter thousands of stocks by criteria such as P/E ratio, market cap, dividend yield, and more.
Analyst Reports & Research
Basic company data and financials
Third-party analyst reports, earnings forecasts, and company research help investors make more informed decisions.
Research & Tools Score
3.8/5Wealthsimple offers basic research tools. Investors needing advanced research should consider supplementing with third-party platforms such as TradingView, Morningstar, or Seeking Alpha. For educational purposes only. Not investment advice.
Customer Support
Response speed, language coverage, and the quality of support channels vary significantly across brokers. Here is how Wealthsimple rates on customer support.
Live Chat
Live chat available in-app
Business hours (varies by region)
Phone Support
Phone support: see official website
See official website for hours
Email & Ticket Support
Email / in-app ticket support available
Typical response time: 1–3 business days
Chinese Language Support
Wealthsimple does not currently offer a Chinese-language support channel. Chinese-speaking investors may prefer Moomoo, Tiger Brokers, or Longbridge, all of which offer Chinese (中文) support.
English only
Customer Support Score
4/5Wealthsimple provides solid customer support. Live chat is available during business hours and typical response times are reasonable. English-language support only. For educational purposes only.
10. Promosi & Penawaran Selamat Datang
Wealthsimple Promotions
Wealthsimple may offer promotions. Subject to terms.
Lihat Promosi Saat IniPromotions subject to terms and conditions. For educational purposes only.
11. Kelebihan & Kekurangan
Yang Kami Sukai
- Commission-free trading
- Easiest onboarding in Canada
- Includes crypto and managed portfolios
- TFSA + RRSP supported
Yang Perlu Diperbaiki
- No Level 2 market data
- No paper trading
- No margin account
- No Chinese language support
- Advanced charting requires paid plan
12. Alternatif Utama untuk Wealthsimple
Not sure Wealthsimple is right for you? These are the most commonly compared alternatives.
Moomoo
富途 MoomooChinese-speaking investors in Canada, SG, US, AU, MY who want advanced trading t
4.7★
Compare →
Questrade
Canadian passive ETF investors or those needing RESP accounts for education savi
4.1★
Compare →
Interactive Brokers
盈透证券 IBKRExperienced and professional investors globally who need the widest market acces
4.5★
Compare →
13. Wealthsimple vs Kompetitor
| Broker | Score | Best For | US Stocks | HK Stocks | Options | Stock Fee | Min Deposit | Regulator | 中文 | |
|---|---|---|---|---|---|---|---|---|---|---|
Wealthsimple Sedang Ditinjau | 4.2 | Canadian beginner investors who want the simplest self-directed or managed investing experience | $0 | $0 | CIRO (CA)CIPF | |||||
Moomoo 富途 Moomoo | 4.7 | Chinese-speaking investors in Canada, SG, US, AU, MY who want advanced trading tools and $0 commissions | $0 | $0 | CIRO (CA)CIPF (CA) | vs → | ||||
Moomoo Canada 富途 Moomoo 加拿大 | 4.7 | Canadian investors — especially Chinese-speaking Canadians and newcomers to Canada — who want $0 commission stock and ETF trading with TFSA and RRSP support, free Level 2 data, and a Chinese-language interface | $0 | $0 | CIRO (CA)CIPF (CA) | vs → | ||||
Questrade | 4.1 | Canadian passive ETF investors or those needing RESP accounts for education savings | $4.95–$9.95 | $1,000 | CIRO (CA)CIPF | vs → | ||||
Interactive Brokers 盈透证券 IBKR | 4.5 | Experienced and professional investors globally who need the widest market access (150+ markets), lowest margin rates, and institutional-grade research and order execution | $0 (IBKR Lite, US … | $0 (no minimum) | FINRA (US)SIPC (US) | vs → |
Biaya dan ketersediaan produk dapat berubah. Selalu verifikasi di situs resmi.
14. Cara Membuka Akun Wealthsimple
Kunjungi situs resmi atau unduh aplikasi
Go to https://wealthsimple.com or search "Wealthsimple" in the App Store or Google Play.
Buat akun
Click "Sign Up" or "Open Account." Enter your email and create a password.
Verifikasi identitas Anda (KYC)
Submit a government-issued ID (passport, driver's licence, or national ID card) as required by your country's regulations.
Dana akun Anda
Choose from: Bank Transfer (EFT), Instant Bank Verification. Minimum deposit: $0.
Mulai berinvestasi
Browse stocks, ETFs, and other available instruments. For educational purposes only — trading involves risk.
15. Pertanyaan yang Sering Diajukan
Related Reviews & Comparisons
16. Peringatan Risiko
Educational purposes only. Hanya untuk tujuan edukasi. Informasi di halaman ini tidak merupakan saran investasi.
Trading involves risk. Perdagangan saham, ETF, dan opsi melibatkan risiko, termasuk kemungkinan kerugian pokok. Kinerja masa lalu tidak mencerminkan hasil masa depan.
Affiliate disclosure. Pengungkapan afiliasi. Situs ini mungkin menerima kompensasi dari tautan afiliasi. Hal ini tidak mempengaruhi independensi editorial kami.
Fee accuracy. Akurasi biaya. Biaya dan ketersediaan produk dapat berubah. Selalu verifikasi informasi terkini di situs resmi. https://wealthsimple.com
Brokely Editorial Team
Independent Broker Review Editors
Last updated: 2026-05 · For educational purposes only · Not investment advice
Visit Wealthsimple
Kunjungi situs resmi Wealthsimple. Bukan saran investasi.
Visit WealthsimpleTrading involves risk. For educational purposes only.