uSMART online broker logo

uSMART

盈立智投
SG/HK Chinese App

Terakhir diperbarui: 2026-05

3.9

Weighted score / 5.0

Hong Kong and Singapore broker for Chinese investors

面向香港及新加坡华人投资者的股票经纪平台

🇸🇬 Singapore🇭🇰 Hong Kong🌏 APACMAS (SG)SFC (HK)Mendukung Mandarin

1. Kesimpulan Cepat

Penilaian Editor3.9/5

Chinese-speaking investors in Singapore and HK who want a local-focused app.

适合香港和新加坡华人,专注本地股票市场的中文投资App。

Rincian Penilaian

Fees
4.2
Platform
3.8
Research
3.7
Support
3.8
Ease of Use
4

Broker Overview: uSMART in 2026

uSMART (盈立智投) was founded in 2019 and is headquartered in Hong Kong. It is regulated by MAS (SG), SFC (HK) and is currently available to investors in Singapore, Hong Kong, APAC.

The platform supports trading in Stocks, ETFs, Options, US Stocks, HK Stocks, SG Stocks. The minimum deposit is SGD 0. Stock commissions are From SGD 2.88 (SG) / $0 (US) and ETF trading costs $0 (US ETFs). A full Chinese-language (中文) interface is available, which makes it especially popular among Chinese-speaking investors in Singapore, Malaysia, Canada, and Australia.

Hong Kong and Singapore broker for Chinese investors Chinese-speaking investors in Singapore and HK who want a local-focused app. Main competitors include Moomoo, Tiger Brokers, Longbridge.

Key Facts

Founded2019
HeadquartersHong Kong
Regulator(s)MAS (SG), SFC (HK)
Min. DepositSGD 0
Stock FeeFrom SGD 2.88 (SG) / $0 (US)
ETF Fee$0 (US ETFs)
Chinese UIYes (中文)
Official Sitehttps://usmart.com.sg

2. Untuk Siapa uSMART Paling Cocok?

Cocok Untuk

  • US + HK + SG stocks in one app美股+港股+新加坡股票
  • Chinese language interface中文界面
  • MAS and SFC regulatedMAS 和 SFC 双重监管
  • Mobile-first design手机端优先

Kurang Cocok Untuk

  • Investors outside Singapore or HK新加坡和香港以外的投资者
  • Active traders needing advanced charting需要高级图表工具的活跃交易者
  • Those needing large international market coverage需要大量国际市场准入的用户

3. Biaya & Komisi

From SGD 2.88 (SG) / $0 (US)

Stock Commission

$0 (US ETFs)

ETF Commission

SGD 0

Min. Deposit

$0

Platform Fee

Varies

FX Conversion

2019

Founded

Jadwal biaya dapat berubah. Selalu verifikasi di situs resmi: https://usmart.com.sg

4. Cara Kami Menilai uSMART

Our scoring is fully transparent. Each broker is evaluated across 7 categories with a fixed weight. The weighted average becomes the overall score — no arbitrary guessing. (lihat metodologi)

Fees & Commissions20%
4.1
Market Access20%
4
Regulation & Safety20%
4
App Experience15%
3.8
Beginner Friendly10%
3.9
Advanced Tools10%
3.6
Promotions5%
3.5
Weighted total3.9 / 5.0

4.1

Fees & Commissions

(20% weight)

4

Market Access

(20% weight)

4

Regulation & Safety

(20% weight)

3.8

App Experience

(15% weight)

3.9

Beginner Friendly

(10% weight)

3.6

Advanced Tools

(10% weight)

3.5

Promotions

(5% weight)

Skor ditetapkan oleh tim editorial. Terakhir diperbarui: 2026-05. For educational purposes only.

5. Negara yang Didukung

🇸🇬

Singapore

MAS-regulated brokers for SG investors

🇭🇰

Hong Kong

SFC-regulated HK brokers

🌏

APAC

Pan-Asia Pacific brokers

6. Regulasi & Keamanan

uSMART — Regulatory Overview

MAS (SG)SFC (HK)

uSMART is regulated by MAS and SFC. Trading involves risk.

7. Produk & Jenis Akun

Aset yang Bisa Diperdagangkan

Stocks
ETFs
Options
US Stocks
HK Stocks
SG Stocks

Jenis Akun

Cash Account

Trade with deposited funds only

Margin Account

Borrow to invest (losses can exceed deposit)

8. Platform & Aplikasi

Mobile App Rating

4.2★ iOS · 4.0★ Android

Desktop Platform

uSMART Web

Language Support

English + 中文 (Chinese)

Charting Tools

US + HK + SG stocks in one app

Market Coverage

Singapore, Hong Kong, APAC

Regulatory Status

MAS (SG) · SFC (HK)

9. Metode Deposit & Penarikan

Metode Deposit

Bank Transfer
PayNow (SG)

Metode Penarikan

Bank Transfer

Metode bervariasi berdasarkan negara. Verifikasi di situs resmi.

Market Data & Research Tools

Access to quality market data and research tools is a major differentiator between brokers. Here is what uSMART offers compared to the industry standard.

Level 2 Market Data

L1 included; L2 may require subscription

Real-time bid/ask depth showing all orders at each price level. Industry standard charge: $20–90/month. Free Level 2 is a significant advantage.

Charting & Technical Analysis

Standard charting tools included

Chart indicators, drawing tools, and time-frame options are essential for technical traders.

News Feed & Earnings Calendar

News feed and earnings calendar available

Real-time news and earnings calendars help investors stay informed about market events.

Paper Trading / Simulator

Paper trading not available

Practice trading with virtual funds. Essential for beginners to build confidence before trading with real money.

Stock Screener

Basic screener available

Stock screeners let you filter thousands of stocks by criteria such as P/E ratio, market cap, dividend yield, and more.

Analyst Reports & Research

Basic company data and financials

Third-party analyst reports, earnings forecasts, and company research help investors make more informed decisions.

Research & Tools Score

3.7/5
3.7

uSMART offers basic research tools. Investors needing advanced research should consider supplementing with third-party platforms such as TradingView, Morningstar, or Seeking Alpha. For educational purposes only. Not investment advice.

Customer Support

Response speed, language coverage, and the quality of support channels vary significantly across brokers. Here is how uSMART rates on customer support.

Live Chat

Live chat available in-app

Business hours (varies by region)

Phone Support

Phone support: see official website

See official website for hours

Email & Ticket Support

Email / in-app ticket support available

Typical response time: 1–3 business days

Chinese Language Support

uSMART offers Chinese-language (中文) customer support. This includes in-app support, UI interface, and in some regions, dedicated Chinese-speaking support agents.

中文支持:简体 + 繁体

Customer Support Score

3.8/5
3.8

uSMART customer support has room for improvement. Response times and support channel availability are below industry leaders. Experienced investors who need less hand-holding may still find the platform suitable. For educational purposes only.

10. Promosi & Penawaran Selamat Datang

uSMART Promotions

uSMART may offer promotional offers for new accounts. Subject to terms.

Lihat Promosi Saat Ini

Promotions subject to terms and conditions. For educational purposes only.

11. Kelebihan & Kekurangan

Yang Kami Sukai

  • Access to US, HK, and SG stocks
  • Chinese language interface
  • MAS and SFC regulated
  • No minimum deposit
  • PayNow support (SG)

Yang Perlu Diperbaiki

  • Smaller brand vs Moomoo/Tiger
  • SG and HK fees not commission-free
  • Limited advanced charting
  • Smaller user community

12. Alternatif Utama untuk uSMART

Not sure uSMART is right for you? These are the most commonly compared alternatives.

13. uSMART vs Kompetitor

BrokerScoreBest ForUS StocksHK StocksOptionsStock FeeMin DepositRegulator中文
uSMART online broker logo

uSMART

盈立智投

Sedang Ditinjau
3.9

Chinese-speaking investors in Singapore and HK who want a local-focused app

From SGD 2.88 (SG)…SGD 0
MAS (SG)SFC (HK)
Moomoo online broker logo

Moomoo

富途 Moomoo

4.7

Chinese-speaking investors in Canada, SG, US, AU, MY who want advanced trading tools and $0 commissions

$0$0
CIRO (CA)CIPF (CA)
vs →
Moomoo Singapore online broker logo

Moomoo Singapore

富途 Moomoo 新加坡

4.7

Singapore investors who want $0 commission US stock and ETF trading with SGX access, MAS licensing, free Level 2 data, and Chinese language support

$0 (US stocks) / F…SGD 0
MAS (SG)
vs →
Tiger Brokers online broker logo

Tiger Brokers

老虎证券

4.3

Chinese-speaking investors in Singapore, Australia, and HK who want US, HK, and Singapore stock access in one account

$0 (US stocks)SGD 0
MAS (SG)ASIC (AU)
vs →
Longbridge online broker logo

Longbridge

长桥证券

4.2

Chinese-speaking investors in Singapore and HK wanting a clean, modern US + HK stock app

$0 (US stocks)SGD 0
MAS (SG)SFC (HK)
vs →

Biaya dan ketersediaan produk dapat berubah. Selalu verifikasi di situs resmi.

14. Cara Membuka Akun uSMART

1

Kunjungi situs resmi atau unduh aplikasi

Go to https://usmart.com.sg or search "uSMART" in the App Store or Google Play.

2

Buat akun

Click "Sign Up" or "Open Account." Enter your email and create a password.

3

Verifikasi identitas Anda (KYC)

Submit a government-issued ID (passport, driver's licence, or national ID card) as required by your country's regulations.

4

Dana akun Anda

Choose from: Bank Transfer, PayNow (SG). Minimum deposit: SGD 0.

5

Mulai berinvestasi

Browse stocks, ETFs, and other available instruments. For educational purposes only — trading involves risk.

15. Pertanyaan yang Sering Diajukan

uSMART is regulated by: MAS (SG), SFC (HK). In Singapore, it is MAS licensed. Verify local investor protection terms before opening an account. Always verify current regulatory status on the official regulator website.

16. Peringatan Risiko

Educational purposes only. Hanya untuk tujuan edukasi. Informasi di halaman ini tidak merupakan saran investasi.

Trading involves risk. Perdagangan saham, ETF, dan opsi melibatkan risiko, termasuk kemungkinan kerugian pokok. Kinerja masa lalu tidak mencerminkan hasil masa depan.

Affiliate disclosure. Pengungkapan afiliasi. Situs ini mungkin menerima kompensasi dari tautan afiliasi. Hal ini tidak mempengaruhi independensi editorial kami.

Fee accuracy. Akurasi biaya. Biaya dan ketersediaan produk dapat berubah. Selalu verifikasi informasi terkini di situs resmi. https://usmart.com.sg

Brokely Editorial Team

Independent Broker Review Editors

Last updated: 2026-05 · For educational purposes only · Not investment advice

Independent Review

Visit uSMART

Kunjungi situs resmi uSMART. Bukan saran investasi.

Visit uSMART

Trading involves risk. For educational purposes only.