Wealthsimple
最後更新: 2026-05
4.2
Weighted score / 5.0
Canada's most popular commission-free trading app
加拿大最受欢迎的免佣金股票交易App
1. 總結評價
Canadian beginner investors who want the simplest self-directed or managed investing experience.
适合加拿大投资新手,操作最简单的免佣金平台。
評分細項
Broker Overview: Wealthsimple in 2026
Wealthsimple was founded in 2014 and is headquartered in Toronto, Canada. It is regulated by CIRO (CA), CIPF and is currently available to investors in Canada.
The platform supports trading in Stocks, ETFs, Options, Crypto. The minimum deposit is $0. Stock commissions are $0 and ETF trading costs $0.
Canada's most popular commission-free trading app Canadian beginner investors who want the simplest self-directed or managed investing experience. Main competitors include Moomoo, Questrade, Interactive Brokers.
Key Facts
2. Wealthsimple 最適合哪些投資人?
最適合
- Simplest onboarding in Canada加拿大最简单的开户流程
- Includes crypto and managed investing支持加密货币和托管投资
- TFSA + RRSP support支持 TFSA 和 RRSP 账户
- Well-established Canadian brand (2014)2014年成立,知名加拿大品牌
較不適合
- Active traders needing Level 2 data or advanced charts需要 Level 2 行情的活跃交易者
- Chinese-speaking investors needing Chinese UI需要中文界面的华人投资者
- Investors outside Canada加拿大以外的投资者
- Those who need margin accounts需要保证金账户的用户
3. 手續費與佣金
$0
Stock Commission
$0
ETF Commission
$0
Min. Deposit
$0 basic / $3–$15/month premium
Platform Fee
1.5% standard
FX Conversion
2014
Founded
手續費可能有所變動,請至官方網站確認: https://wealthsimple.com
4. 我們如何評分 Wealthsimple
Our scoring is fully transparent. Each broker is evaluated across 7 categories with a fixed weight. The weighted average becomes the overall score — no arbitrary guessing. (查看評分方法)
4.5
Fees & Commissions
(20% weight)
3.5
Market Access
(20% weight)
4.8
Regulation & Safety
(20% weight)
4.7
App Experience
(15% weight)
4.9
Beginner Friendly
(10% weight)
3.4
Advanced Tools
(10% weight)
3.6
Promotions
(5% weight)
評分由編輯團隊依據公開資訊評定。最後更新: 2026-05. For educational purposes only.
5. 支援國家與地區
Canada
CIRO-regulated brokers for Canadians
6. 監管與安全性
Wealthsimple — Regulatory Overview
Wealthsimple Trade is a CIRO member and CIPF member. Trading involves risk.
7. 可交易商品與帳戶類型
可交易商品
帳戶類型
TFSA
Tax-Free Savings Account (Canada)
RRSP
Registered Retirement Savings Plan (Canada)
Cash Account
Trade with deposited funds only
8. 交易平台與 App
Mobile App Rating
4.8★ iOS · 4.5★ Android
Desktop Platform
Wealthsimple Web
Language Support
English
Charting Tools
Simplest onboarding in Canada
Market Coverage
Canada
Regulatory Status
CIRO (CA) · CIPF
9. 入金與出金方式
入金方式
出金方式
支援方式依國家而異,請至官方網站確認。
Market Data & Research Tools
Access to quality market data and research tools is a major differentiator between brokers. Here is what Wealthsimple offers compared to the industry standard.
Level 2 Market Data
L1 included; L2 may require subscription
Real-time bid/ask depth showing all orders at each price level. Industry standard charge: $20–90/month. Free Level 2 is a significant advantage.
Charting & Technical Analysis
Standard charting tools included
Chart indicators, drawing tools, and time-frame options are essential for technical traders.
News Feed & Earnings Calendar
News feed and earnings calendar available
Real-time news and earnings calendars help investors stay informed about market events.
Paper Trading / Simulator
Paper trading not available
Practice trading with virtual funds. Essential for beginners to build confidence before trading with real money.
Stock Screener
Basic screener available
Stock screeners let you filter thousands of stocks by criteria such as P/E ratio, market cap, dividend yield, and more.
Analyst Reports & Research
Basic company data and financials
Third-party analyst reports, earnings forecasts, and company research help investors make more informed decisions.
Research & Tools Score
3.8/5Wealthsimple offers basic research tools. Investors needing advanced research should consider supplementing with third-party platforms such as TradingView, Morningstar, or Seeking Alpha. For educational purposes only. Not investment advice.
Customer Support
Response speed, language coverage, and the quality of support channels vary significantly across brokers. Here is how Wealthsimple rates on customer support.
Live Chat
Live chat available in-app
Business hours (varies by region)
Phone Support
Phone support: see official website
See official website for hours
Email & Ticket Support
Email / in-app ticket support available
Typical response time: 1–3 business days
Chinese Language Support
Wealthsimple does not currently offer a Chinese-language support channel. Chinese-speaking investors may prefer Moomoo, Tiger Brokers, or Longbridge, all of which offer Chinese (中文) support.
English only
Customer Support Score
4/5Wealthsimple provides solid customer support. Live chat is available during business hours and typical response times are reasonable. English-language support only. For educational purposes only.
10. 優惠與迎新活動
Wealthsimple Promotions
Wealthsimple may offer promotions. Subject to terms.
查看優惠活動Promotions subject to terms and conditions. For educational purposes only.
11. 優點與缺點
我們喜歡的地方
- Commission-free trading
- Easiest onboarding in Canada
- Includes crypto and managed portfolios
- TFSA + RRSP supported
可以改進的地方
- No Level 2 market data
- No paper trading
- No margin account
- No Chinese language support
- Advanced charting requires paid plan
12. Wealthsimple 的主要替代選擇
Not sure Wealthsimple is right for you? These are the most commonly compared alternatives.
Moomoo
富途 MoomooChinese-speaking investors in Canada, SG, US, AU, MY who want advanced trading t
4.7★
Compare →
Questrade
Canadian passive ETF investors or those needing RESP accounts for education savi
4.1★
Compare →
Interactive Brokers
盈透证券 IBKRExperienced and professional investors globally who need the widest market acces
4.5★
Compare →
13. Wealthsimple 與競爭對手比較
| Broker | Score | Best For | US Stocks | HK Stocks | Options | Stock Fee | Min Deposit | Regulator | 中文 | |
|---|---|---|---|---|---|---|---|---|---|---|
Wealthsimple 正在評價 | 4.2 | Canadian beginner investors who want the simplest self-directed or managed investing experience | $0 | $0 | CIRO (CA)CIPF | |||||
Moomoo 富途 Moomoo | 4.7 | Chinese-speaking investors in Canada, SG, US, AU, MY who want advanced trading tools and $0 commissions | $0 | $0 | CIRO (CA)CIPF (CA) | vs → | ||||
Moomoo Canada 富途 Moomoo 加拿大 | 4.7 | Canadian investors — especially Chinese-speaking Canadians and newcomers to Canada — who want $0 commission stock and ETF trading with TFSA and RRSP support, free Level 2 data, and a Chinese-language interface | $0 | $0 | CIRO (CA)CIPF (CA) | vs → | ||||
Questrade | 4.1 | Canadian passive ETF investors or those needing RESP accounts for education savings | $4.95–$9.95 | $1,000 | CIRO (CA)CIPF | vs → | ||||
Interactive Brokers 盈透证券 IBKR | 4.5 | Experienced and professional investors globally who need the widest market access (150+ markets), lowest margin rates, and institutional-grade research and order execution | $0 (IBKR Lite, US … | $0 (no minimum) | FINRA (US)SIPC (US) | vs → |
手續費與產品可用性可能有所變動,請至官方網站確認。
14. 如何開設 Wealthsimple 帳戶
前往官方網站或下載 App
Go to https://wealthsimple.com or search "Wealthsimple" in the App Store or Google Play.
建立帳戶
Click "Sign Up" or "Open Account." Enter your email and create a password.
完成身份驗證(KYC)
Submit a government-issued ID (passport, driver's licence, or national ID card) as required by your country's regulations.
入金至帳戶
Choose from: Bank Transfer (EFT), Instant Bank Verification. Minimum deposit: $0.
開始交易
Browse stocks, ETFs, and other available instruments. For educational purposes only — trading involves risk.
15. 常見問題(FAQ)
Related Reviews & Comparisons
16. 風險聲明
Educational purposes only. 僅供教育用途。本頁資訊僅供教育及參考目的,不構成投資建議或買賣任何證券的建議。
Trading involves risk. 交易具有風險。股票交易、ETF 投資及期權交易均涉及風險,包括本金損失的可能性。過往表現不代表未來結果。
Affiliate disclosure. 聯盟揭露。本網站可能從聯盟連結中獲得報酬,這不影響我們的編輯獨立性。
Fee accuracy. 手續費準確性。手續費與產品可用性可能有所變動,請至官方網站確認最新資訊。 https://wealthsimple.com
Brokely Editorial Team
Independent Broker Review Editors
Last updated: 2026-05 · For educational purposes only · Not investment advice
Visit Wealthsimple
前往 Wealthsimple 官方網站。非投資建議。
Visit WealthsimpleTrading involves risk. For educational purposes only.