uSMART
盈立智投最後更新: 2026-05
3.9
Weighted score / 5.0
Hong Kong and Singapore broker for Chinese investors
面向香港及新加坡华人投资者的股票经纪平台
1. 總結評價
Chinese-speaking investors in Singapore and HK who want a local-focused app.
适合香港和新加坡华人,专注本地股票市场的中文投资App。
評分細項
Broker Overview: uSMART in 2026
uSMART (盈立智投) was founded in 2019 and is headquartered in Hong Kong. It is regulated by MAS (SG), SFC (HK) and is currently available to investors in Singapore, Hong Kong, APAC.
The platform supports trading in Stocks, ETFs, Options, US Stocks, HK Stocks, SG Stocks. The minimum deposit is SGD 0. Stock commissions are From SGD 2.88 (SG) / $0 (US) and ETF trading costs $0 (US ETFs). A full Chinese-language (中文) interface is available, which makes it especially popular among Chinese-speaking investors in Singapore, Malaysia, Canada, and Australia.
Hong Kong and Singapore broker for Chinese investors Chinese-speaking investors in Singapore and HK who want a local-focused app. Main competitors include Moomoo, Tiger Brokers, Longbridge.
Key Facts
2. uSMART 最適合哪些投資人?
最適合
- US + HK + SG stocks in one app美股+港股+新加坡股票
- Chinese language interface中文界面
- MAS and SFC regulatedMAS 和 SFC 双重监管
- Mobile-first design手机端优先
較不適合
- Investors outside Singapore or HK新加坡和香港以外的投资者
- Active traders needing advanced charting需要高级图表工具的活跃交易者
- Those needing large international market coverage需要大量国际市场准入的用户
3. 手續費與佣金
From SGD 2.88 (SG) / $0 (US)
Stock Commission
$0 (US ETFs)
ETF Commission
SGD 0
Min. Deposit
$0
Platform Fee
Varies
FX Conversion
2019
Founded
手續費可能有所變動,請至官方網站確認: https://usmart.com.sg
4. 我們如何評分 uSMART
Our scoring is fully transparent. Each broker is evaluated across 7 categories with a fixed weight. The weighted average becomes the overall score — no arbitrary guessing. (查看評分方法)
4.1
Fees & Commissions
(20% weight)
4
Market Access
(20% weight)
4
Regulation & Safety
(20% weight)
3.8
App Experience
(15% weight)
3.9
Beginner Friendly
(10% weight)
3.6
Advanced Tools
(10% weight)
3.5
Promotions
(5% weight)
評分由編輯團隊依據公開資訊評定。最後更新: 2026-05. For educational purposes only.
5. 支援國家與地區
Singapore
MAS-regulated brokers for SG investors
Hong Kong
SFC-regulated HK brokers
APAC
Pan-Asia Pacific brokers
6. 監管與安全性
uSMART — Regulatory Overview
uSMART is regulated by MAS and SFC. Trading involves risk.
7. 可交易商品與帳戶類型
可交易商品
帳戶類型
Cash Account
Trade with deposited funds only
Margin Account
Borrow to invest (losses can exceed deposit)
8. 交易平台與 App
Mobile App Rating
4.2★ iOS · 4.0★ Android
Desktop Platform
uSMART Web
Language Support
English + 中文 (Chinese)
Charting Tools
US + HK + SG stocks in one app
Market Coverage
Singapore, Hong Kong, APAC
Regulatory Status
MAS (SG) · SFC (HK)
9. 入金與出金方式
入金方式
出金方式
支援方式依國家而異,請至官方網站確認。
Market Data & Research Tools
Access to quality market data and research tools is a major differentiator between brokers. Here is what uSMART offers compared to the industry standard.
Level 2 Market Data
L1 included; L2 may require subscription
Real-time bid/ask depth showing all orders at each price level. Industry standard charge: $20–90/month. Free Level 2 is a significant advantage.
Charting & Technical Analysis
Standard charting tools included
Chart indicators, drawing tools, and time-frame options are essential for technical traders.
News Feed & Earnings Calendar
News feed and earnings calendar available
Real-time news and earnings calendars help investors stay informed about market events.
Paper Trading / Simulator
Paper trading not available
Practice trading with virtual funds. Essential for beginners to build confidence before trading with real money.
Stock Screener
Basic screener available
Stock screeners let you filter thousands of stocks by criteria such as P/E ratio, market cap, dividend yield, and more.
Analyst Reports & Research
Basic company data and financials
Third-party analyst reports, earnings forecasts, and company research help investors make more informed decisions.
Research & Tools Score
3.7/5uSMART offers basic research tools. Investors needing advanced research should consider supplementing with third-party platforms such as TradingView, Morningstar, or Seeking Alpha. For educational purposes only. Not investment advice.
Customer Support
Response speed, language coverage, and the quality of support channels vary significantly across brokers. Here is how uSMART rates on customer support.
Live Chat
Live chat available in-app
Business hours (varies by region)
Phone Support
Phone support: see official website
See official website for hours
Email & Ticket Support
Email / in-app ticket support available
Typical response time: 1–3 business days
Chinese Language Support
uSMART offers Chinese-language (中文) customer support. This includes in-app support, UI interface, and in some regions, dedicated Chinese-speaking support agents.
中文支持:简体 + 繁体
Customer Support Score
3.8/5uSMART customer support has room for improvement. Response times and support channel availability are below industry leaders. Experienced investors who need less hand-holding may still find the platform suitable. For educational purposes only.
10. 優惠與迎新活動
uSMART Promotions
uSMART may offer promotional offers for new accounts. Subject to terms.
查看優惠活動Promotions subject to terms and conditions. For educational purposes only.
11. 優點與缺點
我們喜歡的地方
- Access to US, HK, and SG stocks
- Chinese language interface
- MAS and SFC regulated
- No minimum deposit
- PayNow support (SG)
可以改進的地方
- Smaller brand vs Moomoo/Tiger
- SG and HK fees not commission-free
- Limited advanced charting
- Smaller user community
12. uSMART 的主要替代選擇
Not sure uSMART is right for you? These are the most commonly compared alternatives.
Moomoo
富途 MoomooChinese-speaking investors in Canada, SG, US, AU, MY who want advanced trading t
4.7★
Compare →
Tiger Brokers
老虎证券Chinese-speaking investors in Singapore, Australia, and HK who want US, HK, and
4.3★
Compare →
Longbridge
长桥证券Chinese-speaking investors in Singapore and HK wanting a clean, modern US + HK s
4.2★
Compare →
13. uSMART 與競爭對手比較
| Broker | Score | Best For | US Stocks | HK Stocks | Options | Stock Fee | Min Deposit | Regulator | 中文 | |
|---|---|---|---|---|---|---|---|---|---|---|
uSMART 盈立智投 正在評價 | 3.9 | Chinese-speaking investors in Singapore and HK who want a local-focused app | From SGD 2.88 (SG)… | SGD 0 | MAS (SG)SFC (HK) | |||||
Moomoo 富途 Moomoo | 4.7 | Chinese-speaking investors in Canada, SG, US, AU, MY who want advanced trading tools and $0 commissions | $0 | $0 | CIRO (CA)CIPF (CA) | vs → | ||||
Moomoo Singapore 富途 Moomoo 新加坡 | 4.7 | Singapore investors who want $0 commission US stock and ETF trading with SGX access, MAS licensing, free Level 2 data, and Chinese language support | $0 (US stocks) / F… | SGD 0 | MAS (SG) | vs → | ||||
Tiger Brokers 老虎证券 | 4.3 | Chinese-speaking investors in Singapore, Australia, and HK who want US, HK, and Singapore stock access in one account | $0 (US stocks) | SGD 0 | MAS (SG)ASIC (AU) | vs → | ||||
Longbridge 长桥证券 | 4.2 | Chinese-speaking investors in Singapore and HK wanting a clean, modern US + HK stock app | $0 (US stocks) | SGD 0 | MAS (SG)SFC (HK) | vs → |
手續費與產品可用性可能有所變動,請至官方網站確認。
14. 如何開設 uSMART 帳戶
前往官方網站或下載 App
Go to https://usmart.com.sg or search "uSMART" in the App Store or Google Play.
建立帳戶
Click "Sign Up" or "Open Account." Enter your email and create a password.
完成身份驗證(KYC)
Submit a government-issued ID (passport, driver's licence, or national ID card) as required by your country's regulations.
入金至帳戶
Choose from: Bank Transfer, PayNow (SG). Minimum deposit: SGD 0.
開始交易
Browse stocks, ETFs, and other available instruments. For educational purposes only — trading involves risk.
15. 常見問題(FAQ)
16. 風險聲明
Educational purposes only. 僅供教育用途。本頁資訊僅供教育及參考目的,不構成投資建議或買賣任何證券的建議。
Trading involves risk. 交易具有風險。股票交易、ETF 投資及期權交易均涉及風險,包括本金損失的可能性。過往表現不代表未來結果。
Affiliate disclosure. 聯盟揭露。本網站可能從聯盟連結中獲得報酬,這不影響我們的編輯獨立性。
Fee accuracy. 手續費準確性。手續費與產品可用性可能有所變動,請至官方網站確認最新資訊。 https://usmart.com.sg
Brokely Editorial Team
Independent Broker Review Editors
Last updated: 2026-05 · For educational purposes only · Not investment advice