Wealthsimple
最后更新: 2026-05
4.2
Weighted score / 5.0
Canada's most popular commission-free trading app
加拿大最受欢迎的免佣金股票交易App
1. 综合评价
Canadian beginner investors who want the simplest self-directed or managed investing experience.
适合加拿大投资新手,操作最简单的免佣金平台。
评分细项
Broker Overview: Wealthsimple in 2026
Wealthsimple was founded in 2014 and is headquartered in Toronto, Canada. It is regulated by CIRO (CA), CIPF and is currently available to investors in Canada.
The platform supports trading in Stocks, ETFs, Options, Crypto. The minimum deposit is $0. Stock commissions are $0 and ETF trading costs $0.
Canada's most popular commission-free trading app Canadian beginner investors who want the simplest self-directed or managed investing experience. Main competitors include Moomoo, Questrade, Interactive Brokers.
Key Facts
2. Wealthsimple 最适合哪些投资者?
最适合
- Simplest onboarding in Canada加拿大最简单的开户流程
- Includes crypto and managed investing支持加密货币和托管投资
- TFSA + RRSP support支持 TFSA 和 RRSP 账户
- Well-established Canadian brand (2014)2014年成立,知名加拿大品牌
较不适合
- Active traders needing Level 2 data or advanced charts需要 Level 2 行情的活跃交易者
- Chinese-speaking investors needing Chinese UI需要中文界面的华人投资者
- Investors outside Canada加拿大以外的投资者
- Those who need margin accounts需要保证金账户的用户
3. 手续费与佣金
$0
Stock Commission
$0
ETF Commission
$0
Min. Deposit
$0 basic / $3–$15/month premium
Platform Fee
1.5% standard
FX Conversion
2014
Founded
手续费可能有所变动,请在官方网站确认: https://wealthsimple.com
4. 我们如何评分 Wealthsimple
Our scoring is fully transparent. Each broker is evaluated across 7 categories with a fixed weight. The weighted average becomes the overall score — no arbitrary guessing. (查看评分方法)
4.5
Fees & Commissions
(20% weight)
3.5
Market Access
(20% weight)
4.8
Regulation & Safety
(20% weight)
4.7
App Experience
(15% weight)
4.9
Beginner Friendly
(10% weight)
3.4
Advanced Tools
(10% weight)
3.6
Promotions
(5% weight)
评分由编辑团队依据公开信息评定。最后更新: 2026-05. For educational purposes only.
5. 支持地区
Canada
CIRO-regulated brokers for Canadians
6. 监管与安全性
Wealthsimple — Regulatory Overview
Wealthsimple Trade is a CIRO member and CIPF member. Trading involves risk.
7. 可交易品种与账户类型
可交易品种
账户类型
TFSA
Tax-Free Savings Account (Canada)
RRSP
Registered Retirement Savings Plan (Canada)
Cash Account
Trade with deposited funds only
8. 交易平台与 App
Mobile App Rating
4.8★ iOS · 4.5★ Android
Desktop Platform
Wealthsimple Web
Language Support
English
Charting Tools
Simplest onboarding in Canada
Market Coverage
Canada
Regulatory Status
CIRO (CA) · CIPF
9. 入金与出金方式
入金方式
出金方式
支持方式因地区而异,请在官方网站确认。
Market Data & Research Tools
Access to quality market data and research tools is a major differentiator between brokers. Here is what Wealthsimple offers compared to the industry standard.
Level 2 Market Data
L1 included; L2 may require subscription
Real-time bid/ask depth showing all orders at each price level. Industry standard charge: $20–90/month. Free Level 2 is a significant advantage.
Charting & Technical Analysis
Standard charting tools included
Chart indicators, drawing tools, and time-frame options are essential for technical traders.
News Feed & Earnings Calendar
News feed and earnings calendar available
Real-time news and earnings calendars help investors stay informed about market events.
Paper Trading / Simulator
Paper trading not available
Practice trading with virtual funds. Essential for beginners to build confidence before trading with real money.
Stock Screener
Basic screener available
Stock screeners let you filter thousands of stocks by criteria such as P/E ratio, market cap, dividend yield, and more.
Analyst Reports & Research
Basic company data and financials
Third-party analyst reports, earnings forecasts, and company research help investors make more informed decisions.
Research & Tools Score
3.8/5Wealthsimple offers basic research tools. Investors needing advanced research should consider supplementing with third-party platforms such as TradingView, Morningstar, or Seeking Alpha. For educational purposes only. Not investment advice.
Customer Support
Response speed, language coverage, and the quality of support channels vary significantly across brokers. Here is how Wealthsimple rates on customer support.
Live Chat
Live chat available in-app
Business hours (varies by region)
Phone Support
Phone support: see official website
See official website for hours
Email & Ticket Support
Email / in-app ticket support available
Typical response time: 1–3 business days
Chinese Language Support
Wealthsimple does not currently offer a Chinese-language support channel. Chinese-speaking investors may prefer Moomoo, Tiger Brokers, or Longbridge, all of which offer Chinese (中文) support.
English only
Customer Support Score
4/5Wealthsimple provides solid customer support. Live chat is available during business hours and typical response times are reasonable. English-language support only. For educational purposes only.
10. 优惠与开户活动
Wealthsimple Promotions
Wealthsimple may offer promotions. Subject to terms.
查看优惠活动Promotions subject to terms and conditions. For educational purposes only.
11. 优点与缺点
我们喜欢的地方
- Commission-free trading
- Easiest onboarding in Canada
- Includes crypto and managed portfolios
- TFSA + RRSP supported
可以改进的地方
- No Level 2 market data
- No paper trading
- No margin account
- No Chinese language support
- Advanced charting requires paid plan
12. Wealthsimple 的主要替代选择
Not sure Wealthsimple is right for you? These are the most commonly compared alternatives.
Moomoo
富途 MoomooChinese-speaking investors in Canada, SG, US, AU, MY who want advanced trading t
4.7★
Compare →
Questrade
Canadian passive ETF investors or those needing RESP accounts for education savi
4.1★
Compare →
Interactive Brokers
盈透证券 IBKRExperienced and professional investors globally who need the widest market acces
4.5★
Compare →
13. Wealthsimple 与竞争对手对比
| Broker | Score | Best For | US Stocks | HK Stocks | Options | Stock Fee | Min Deposit | Regulator | 中文 | |
|---|---|---|---|---|---|---|---|---|---|---|
Wealthsimple 正在评测 | 4.2 | Canadian beginner investors who want the simplest self-directed or managed investing experience | $0 | $0 | CIRO (CA)CIPF | |||||
Moomoo 富途 Moomoo | 4.7 | Chinese-speaking investors in Canada, SG, US, AU, MY who want advanced trading tools and $0 commissions | $0 | $0 | CIRO (CA)CIPF (CA) | vs → | ||||
Moomoo Canada 富途 Moomoo 加拿大 | 4.7 | Canadian investors — especially Chinese-speaking Canadians and newcomers to Canada — who want $0 commission stock and ETF trading with TFSA and RRSP support, free Level 2 data, and a Chinese-language interface | $0 | $0 | CIRO (CA)CIPF (CA) | vs → | ||||
Questrade | 4.1 | Canadian passive ETF investors or those needing RESP accounts for education savings | $4.95–$9.95 | $1,000 | CIRO (CA)CIPF | vs → | ||||
Interactive Brokers 盈透证券 IBKR | 4.5 | Experienced and professional investors globally who need the widest market access (150+ markets), lowest margin rates, and institutional-grade research and order execution | $0 (IBKR Lite, US … | $0 (no minimum) | FINRA (US)SIPC (US) | vs → |
手续费与产品可用性可能有所变动,请在官方网站确认。
14. 如何开设 Wealthsimple 账户
前往官方网站或下载 App
Go to https://wealthsimple.com or search "Wealthsimple" in the App Store or Google Play.
创建账户
Click "Sign Up" or "Open Account." Enter your email and create a password.
完成身份验证(KYC)
Submit a government-issued ID (passport, driver's licence, or national ID card) as required by your country's regulations.
入金至账户
Choose from: Bank Transfer (EFT), Instant Bank Verification. Minimum deposit: $0.
开始交易
Browse stocks, ETFs, and other available instruments. For educational purposes only — trading involves risk.
15. 常见问题(FAQ)
Related Reviews & Comparisons
16. 风险声明
Educational purposes only. 仅供教育用途。本页信息仅供教育及参考目的,不构成投资建议或买卖任何证券的建议。
Trading involves risk. 交易具有风险。股票交易、ETF投资及期权交易均涉及风险,包括本金损失的可能性。过往表现不代表未来结果。
Affiliate disclosure. 联盟披露。本网站可能从联盟链接中获得报酬,这不影响我们的编辑独立性。
Fee accuracy. 手续费准确性。手续费与产品可用性可能有所变动,请在官方网站确认最新信息。 https://wealthsimple.com
Brokely Editorial Team
Independent Broker Review Editors
Last updated: 2026-05 · For educational purposes only · Not investment advice
Visit Wealthsimple
前往 Wealthsimple 官方网站。非投资建议。
Visit WealthsimpleTrading involves risk. For educational purposes only.