Wealthsimple
Terakhir dikemas kini: 2026-05
4.2
Weighted score / 5.0
Canada's most popular commission-free trading app
加拿大最受欢迎的免佣金股票交易App
1. Keputusan Pantas
Canadian beginner investors who want the simplest self-directed or managed investing experience.
适合加拿大投资新手,操作最简单的免佣金平台。
Pecahan Penilaian
Broker Overview: Wealthsimple in 2026
Wealthsimple was founded in 2014 and is headquartered in Toronto, Canada. It is regulated by CIRO (CA), CIPF and is currently available to investors in Canada.
The platform supports trading in Stocks, ETFs, Options, Crypto. The minimum deposit is $0. Stock commissions are $0 and ETF trading costs $0.
Canada's most popular commission-free trading app Canadian beginner investors who want the simplest self-directed or managed investing experience. Main competitors include Moomoo, Questrade, Interactive Brokers.
Key Facts
2. Siapa yang Paling Sesuai dengan Wealthsimple?
Terbaik Untuk
- Simplest onboarding in Canada加拿大最简单的开户流程
- Includes crypto and managed investing支持加密货币和托管投资
- TFSA + RRSP support支持 TFSA 和 RRSP 账户
- Well-established Canadian brand (2014)2014年成立,知名加拿大品牌
Kurang Sesuai Untuk
- Active traders needing Level 2 data or advanced charts需要 Level 2 行情的活跃交易者
- Chinese-speaking investors needing Chinese UI需要中文界面的华人投资者
- Investors outside Canada加拿大以外的投资者
- Those who need margin accounts需要保证金账户的用户
3. Yuran & Komisyen
$0
Stock Commission
$0
ETF Commission
$0
Min. Deposit
$0 basic / $3–$15/month premium
Platform Fee
1.5% standard
FX Conversion
2014
Founded
Jadual yuran mungkin berubah. Sentiasa sahkan di laman web rasmi: https://wealthsimple.com
4. Cara Kami Menilai Wealthsimple
Our scoring is fully transparent. Each broker is evaluated across 7 categories with a fixed weight. The weighted average becomes the overall score — no arbitrary guessing. (lihat metodologi)
4.5
Fees & Commissions
(20% weight)
3.5
Market Access
(20% weight)
4.8
Regulation & Safety
(20% weight)
4.7
App Experience
(15% weight)
4.9
Beginner Friendly
(10% weight)
3.4
Advanced Tools
(10% weight)
3.6
Promotions
(5% weight)
Skor ditetapkan oleh pasukan editorial. Terakhir dikemas kini: 2026-05. For educational purposes only.
5. Negara yang Disokong
Canada
CIRO-regulated brokers for Canadians
6. Regulasi & Keselamatan
Wealthsimple — Regulatory Overview
Wealthsimple Trade is a CIRO member and CIPF member. Trading involves risk.
7. Produk & Jenis Akaun
Aset yang Boleh Diperdagangkan
Jenis Akaun
TFSA
Tax-Free Savings Account (Canada)
RRSP
Registered Retirement Savings Plan (Canada)
Cash Account
Trade with deposited funds only
8. Platform & Aplikasi
Mobile App Rating
4.8★ iOS · 4.5★ Android
Desktop Platform
Wealthsimple Web
Language Support
English
Charting Tools
Simplest onboarding in Canada
Market Coverage
Canada
Regulatory Status
CIRO (CA) · CIPF
9. Kaedah Deposit & Pengeluaran
Kaedah Deposit
Kaedah Pengeluaran
Kaedah berbeza mengikut negara. Sahkan di laman web rasmi.
Market Data & Research Tools
Access to quality market data and research tools is a major differentiator between brokers. Here is what Wealthsimple offers compared to the industry standard.
Level 2 Market Data
L1 included; L2 may require subscription
Real-time bid/ask depth showing all orders at each price level. Industry standard charge: $20–90/month. Free Level 2 is a significant advantage.
Charting & Technical Analysis
Standard charting tools included
Chart indicators, drawing tools, and time-frame options are essential for technical traders.
News Feed & Earnings Calendar
News feed and earnings calendar available
Real-time news and earnings calendars help investors stay informed about market events.
Paper Trading / Simulator
Paper trading not available
Practice trading with virtual funds. Essential for beginners to build confidence before trading with real money.
Stock Screener
Basic screener available
Stock screeners let you filter thousands of stocks by criteria such as P/E ratio, market cap, dividend yield, and more.
Analyst Reports & Research
Basic company data and financials
Third-party analyst reports, earnings forecasts, and company research help investors make more informed decisions.
Research & Tools Score
3.8/5Wealthsimple offers basic research tools. Investors needing advanced research should consider supplementing with third-party platforms such as TradingView, Morningstar, or Seeking Alpha. For educational purposes only. Not investment advice.
Customer Support
Response speed, language coverage, and the quality of support channels vary significantly across brokers. Here is how Wealthsimple rates on customer support.
Live Chat
Live chat available in-app
Business hours (varies by region)
Phone Support
Phone support: see official website
See official website for hours
Email & Ticket Support
Email / in-app ticket support available
Typical response time: 1–3 business days
Chinese Language Support
Wealthsimple does not currently offer a Chinese-language support channel. Chinese-speaking investors may prefer Moomoo, Tiger Brokers, or Longbridge, all of which offer Chinese (中文) support.
English only
Customer Support Score
4/5Wealthsimple provides solid customer support. Live chat is available during business hours and typical response times are reasonable. English-language support only. For educational purposes only.
10. Promosi & Tawaran Alu-aluan
Wealthsimple Promotions
Wealthsimple may offer promotions. Subject to terms.
Lihat Promosi SemasaPromotions subject to terms and conditions. For educational purposes only.
11. Kelebihan & Kekurangan
Yang Kami Suka
- Commission-free trading
- Easiest onboarding in Canada
- Includes crypto and managed portfolios
- TFSA + RRSP supported
Yang Boleh Diperbaiki
- No Level 2 market data
- No paper trading
- No margin account
- No Chinese language support
- Advanced charting requires paid plan
12. Alternatif Utama kepada Wealthsimple
Not sure Wealthsimple is right for you? These are the most commonly compared alternatives.
Moomoo
富途 MoomooChinese-speaking investors in Canada, SG, US, AU, MY who want advanced trading t
4.7★
Compare →
Questrade
Canadian passive ETF investors or those needing RESP accounts for education savi
4.1★
Compare →
Interactive Brokers
盈透证券 IBKRExperienced and professional investors globally who need the widest market acces
4.5★
Compare →
13. Wealthsimple vs Pesaing
| Broker | Score | Best For | US Stocks | HK Stocks | Options | Stock Fee | Min Deposit | Regulator | 中文 | |
|---|---|---|---|---|---|---|---|---|---|---|
Wealthsimple Sedang Dikaji | 4.2 | Canadian beginner investors who want the simplest self-directed or managed investing experience | $0 | $0 | CIRO (CA)CIPF | |||||
Moomoo 富途 Moomoo | 4.7 | Chinese-speaking investors in Canada, SG, US, AU, MY who want advanced trading tools and $0 commissions | $0 | $0 | CIRO (CA)CIPF (CA) | vs → | ||||
Moomoo Canada 富途 Moomoo 加拿大 | 4.7 | Canadian investors — especially Chinese-speaking Canadians and newcomers to Canada — who want $0 commission stock and ETF trading with TFSA and RRSP support, free Level 2 data, and a Chinese-language interface | $0 | $0 | CIRO (CA)CIPF (CA) | vs → | ||||
Questrade | 4.1 | Canadian passive ETF investors or those needing RESP accounts for education savings | $4.95–$9.95 | $1,000 | CIRO (CA)CIPF | vs → | ||||
Interactive Brokers 盈透证券 IBKR | 4.5 | Experienced and professional investors globally who need the widest market access (150+ markets), lowest margin rates, and institutional-grade research and order execution | $0 (IBKR Lite, US … | $0 (no minimum) | FINRA (US)SIPC (US) | vs → |
Yuran dan ketersediaan produk mungkin berubah. Sentiasa sahkan di laman web rasmi.
14. Cara Membuka Akaun Wealthsimple
Lawati laman web rasmi atau muat turun aplikasi
Go to https://wealthsimple.com or search "Wealthsimple" in the App Store or Google Play.
Buat akaun
Click "Sign Up" or "Open Account." Enter your email and create a password.
Sahkan identiti anda (KYC)
Submit a government-issued ID (passport, driver's licence, or national ID card) as required by your country's regulations.
Danai akaun anda
Choose from: Bank Transfer (EFT), Instant Bank Verification. Minimum deposit: $0.
Mulakan pelaburan
Browse stocks, ETFs, and other available instruments. For educational purposes only — trading involves risk.
15. Soalan Lazim
Related Reviews & Comparisons
16. Penafian Risiko
Educational purposes only. Hanya untuk tujuan pendidikan. Maklumat di halaman ini tidak merupakan nasihat pelaburan.
Trading involves risk. Perdagangan saham, ETF dan opsyen melibatkan risiko, termasuk kemungkinan kehilangan wang pokok. Prestasi masa lalu tidak mencerminkan keputusan masa hadapan.
Affiliate disclosure. Pendedahan afiliasi. Laman ini mungkin menerima pampasan daripada pautan afiliasi. Ini tidak menjejaskan kebebasan editorial kami.
Fee accuracy. Ketepatan yuran. Yuran dan ketersediaan produk mungkin berubah. Sentiasa sahkan maklumat terkini di laman web rasmi. https://wealthsimple.com
Brokely Editorial Team
Independent Broker Review Editors
Last updated: 2026-05 · For educational purposes only · Not investment advice
Visit Wealthsimple
Lawati laman web rasmi Wealthsimple. Bukan nasihat pelaburan.
Visit WealthsimpleTrading involves risk. For educational purposes only.