Wealthsimple
最終更新: 2026-05
4.2
Weighted score / 5.0
Canada's most popular commission-free trading app
加拿大最受欢迎的免佣金股票交易App
1. 総合評価
Canadian beginner investors who want the simplest self-directed or managed investing experience.
适合加拿大投资新手,操作最简单的免佣金平台。
スコア内訳
Broker Overview: Wealthsimple in 2026
Wealthsimple was founded in 2014 and is headquartered in Toronto, Canada. It is regulated by CIRO (CA), CIPF and is currently available to investors in Canada.
The platform supports trading in Stocks, ETFs, Options, Crypto. The minimum deposit is $0. Stock commissions are $0 and ETF trading costs $0.
Canada's most popular commission-free trading app Canadian beginner investors who want the simplest self-directed or managed investing experience. Main competitors include Moomoo, Questrade, Interactive Brokers.
Key Facts
2. Wealthsimpleはどんな人に向いている?
おすすめユーザー
- Simplest onboarding in Canada加拿大最简单的开户流程
- Includes crypto and managed investing支持加密货币和托管投资
- TFSA + RRSP support支持 TFSA 和 RRSP 账户
- Well-established Canadian brand (2014)2014年成立,知名加拿大品牌
向いていないユーザー
- Active traders needing Level 2 data or advanced charts需要 Level 2 行情的活跃交易者
- Chinese-speaking investors needing Chinese UI需要中文界面的华人投资者
- Investors outside Canada加拿大以外的投资者
- Those who need margin accounts需要保证金账户的用户
3. 手数料・コスト
$0
Stock Commission
$0
ETF Commission
$0
Min. Deposit
$0 basic / $3–$15/month premium
Platform Fee
1.5% standard
FX Conversion
2014
Founded
手数料スケジュールは変更される場合があります。公式サイトで必ず確認してください: https://wealthsimple.com
4. Wealthsimpleのスコア評価方法
Our scoring is fully transparent. Each broker is evaluated across 7 categories with a fixed weight. The weighted average becomes the overall score — no arbitrary guessing. (評価方法を見る)
4.5
Fees & Commissions
(20% weight)
3.5
Market Access
(20% weight)
4.8
Regulation & Safety
(20% weight)
4.7
App Experience
(15% weight)
4.9
Beginner Friendly
(10% weight)
3.4
Advanced Tools
(10% weight)
3.6
Promotions
(5% weight)
スコアは編集チームが割り当てます。最終更新: 2026-05. For educational purposes only.
5. 対応国・地域
Canada
CIRO-regulated brokers for Canadians
6. 規制と安全性
Wealthsimple — Regulatory Overview
Wealthsimple Trade is a CIRO member and CIPF member. Trading involves risk.
7. 取扱商品と口座タイプ
取扱商品
口座タイプ
TFSA
Tax-Free Savings Account (Canada)
RRSP
Registered Retirement Savings Plan (Canada)
Cash Account
Trade with deposited funds only
8. プラットフォーム・アプリ
Mobile App Rating
4.8★ iOS · 4.5★ Android
Desktop Platform
Wealthsimple Web
Language Support
English
Charting Tools
Simplest onboarding in Canada
Market Coverage
Canada
Regulatory Status
CIRO (CA) · CIPF
9. 入金・出金方法
入金方法
出金方法
対応方法は国によって異なります。公式サイトでご確認ください。
Market Data & Research Tools
Access to quality market data and research tools is a major differentiator between brokers. Here is what Wealthsimple offers compared to the industry standard.
Level 2 Market Data
L1 included; L2 may require subscription
Real-time bid/ask depth showing all orders at each price level. Industry standard charge: $20–90/month. Free Level 2 is a significant advantage.
Charting & Technical Analysis
Standard charting tools included
Chart indicators, drawing tools, and time-frame options are essential for technical traders.
News Feed & Earnings Calendar
News feed and earnings calendar available
Real-time news and earnings calendars help investors stay informed about market events.
Paper Trading / Simulator
Paper trading not available
Practice trading with virtual funds. Essential for beginners to build confidence before trading with real money.
Stock Screener
Basic screener available
Stock screeners let you filter thousands of stocks by criteria such as P/E ratio, market cap, dividend yield, and more.
Analyst Reports & Research
Basic company data and financials
Third-party analyst reports, earnings forecasts, and company research help investors make more informed decisions.
Research & Tools Score
3.8/5Wealthsimple offers basic research tools. Investors needing advanced research should consider supplementing with third-party platforms such as TradingView, Morningstar, or Seeking Alpha. For educational purposes only. Not investment advice.
Customer Support
Response speed, language coverage, and the quality of support channels vary significantly across brokers. Here is how Wealthsimple rates on customer support.
Live Chat
Live chat available in-app
Business hours (varies by region)
Phone Support
Phone support: see official website
See official website for hours
Email & Ticket Support
Email / in-app ticket support available
Typical response time: 1–3 business days
Chinese Language Support
Wealthsimple does not currently offer a Chinese-language support channel. Chinese-speaking investors may prefer Moomoo, Tiger Brokers, or Longbridge, all of which offer Chinese (中文) support.
English only
Customer Support Score
4/5Wealthsimple provides solid customer support. Live chat is available during business hours and typical response times are reasonable. English-language support only. For educational purposes only.
10. キャンペーン・特典
Wealthsimple Promotions
Wealthsimple may offer promotions. Subject to terms.
キャンペーンを見るPromotions subject to terms and conditions. For educational purposes only.
11. メリット・デメリット
良い点
- Commission-free trading
- Easiest onboarding in Canada
- Includes crypto and managed portfolios
- TFSA + RRSP supported
改善点
- No Level 2 market data
- No paper trading
- No margin account
- No Chinese language support
- Advanced charting requires paid plan
12. Wealthsimpleの主な代替サービス
Not sure Wealthsimple is right for you? These are the most commonly compared alternatives.
Moomoo
富途 MoomooChinese-speaking investors in Canada, SG, US, AU, MY who want advanced trading t
4.7★
Compare →
Questrade
Canadian passive ETF investors or those needing RESP accounts for education savi
4.1★
Compare →
Interactive Brokers
盈透证券 IBKRExperienced and professional investors globally who need the widest market acces
4.5★
Compare →
13. Wealthsimpleと競合他社の比較
| Broker | Score | Best For | US Stocks | HK Stocks | Options | Stock Fee | Min Deposit | Regulator | 中文 | |
|---|---|---|---|---|---|---|---|---|---|---|
Wealthsimple レビュー中 | 4.2 | Canadian beginner investors who want the simplest self-directed or managed investing experience | $0 | $0 | CIRO (CA)CIPF | |||||
Moomoo 富途 Moomoo | 4.7 | Chinese-speaking investors in Canada, SG, US, AU, MY who want advanced trading tools and $0 commissions | $0 | $0 | CIRO (CA)CIPF (CA) | vs → | ||||
Moomoo Canada 富途 Moomoo 加拿大 | 4.7 | Canadian investors — especially Chinese-speaking Canadians and newcomers to Canada — who want $0 commission stock and ETF trading with TFSA and RRSP support, free Level 2 data, and a Chinese-language interface | $0 | $0 | CIRO (CA)CIPF (CA) | vs → | ||||
Questrade | 4.1 | Canadian passive ETF investors or those needing RESP accounts for education savings | $4.95–$9.95 | $1,000 | CIRO (CA)CIPF | vs → | ||||
Interactive Brokers 盈透证券 IBKR | 4.5 | Experienced and professional investors globally who need the widest market access (150+ markets), lowest margin rates, and institutional-grade research and order execution | $0 (IBKR Lite, US … | $0 (no minimum) | FINRA (US)SIPC (US) | vs → |
手数料・取扱商品は変更される場合があります。最新情報は公式サイトでご確認ください。
14. Wealthsimpleの口座開設方法
公式サイトにアクセス、またはアプリをダウンロード
Go to https://wealthsimple.com or search "Wealthsimple" in the App Store or Google Play.
アカウントを作成
Click "Sign Up" or "Open Account." Enter your email and create a password.
本人確認(KYC)を行う
Submit a government-issued ID (passport, driver's licence, or national ID card) as required by your country's regulations.
口座に入金する
Choose from: Bank Transfer (EFT), Instant Bank Verification. Minimum deposit: $0.
取引を開始する
Browse stocks, ETFs, and other available instruments. For educational purposes only — trading involves risk.
15. よくある質問(FAQ)
Related Reviews & Comparisons
16. リスク免責事項
Educational purposes only. 教育目的のみ。このページの情報は教育・情報提供を目的としており、投資アドバイスや金融アドバイスを構成するものではありません。
Trading involves risk. 取引にはリスクが伴います。株式取引、ETF投資、オプション取引には元本を失うリスクを含みます。過去の運用成績は将来の結果を保証するものではありません。
Affiliate disclosure. アフィリエイト開示。このサイトはアフィリエイトリンクから報酬を受け取る場合があります。これは編集の独立性に影響しません。
Fee accuracy. 手数料の正確性。手数料・取扱商品は変更される場合があります。最新情報は公式サイトでご確認ください。 https://wealthsimple.com
Brokely Editorial Team
Independent Broker Review Editors
Last updated: 2026-05 · For educational purposes only · Not investment advice
Visit Wealthsimple
Wealthsimpleの公式サイトをご覧ください。投資アドバイスではありません。
Visit WealthsimpleTrading involves risk. For educational purposes only.