uSMART
盈立智投Last updated: 2026-05
3.9
Weighted score / 5.0
Hong Kong and Singapore broker for Chinese investors
面向香港及新加坡华人投资者的股票经纪平台
1. Quick Verdict
Chinese-speaking investors in Singapore and HK who want a local-focused app.
适合香港和新加坡华人,专注本地股票市场的中文投资App。
Scoring Breakdown
Broker Overview: uSMART in 2026
uSMART (盈立智投) was founded in 2019 and is headquartered in Hong Kong. It is regulated by MAS (SG), SFC (HK) and is currently available to investors in Singapore, Hong Kong, APAC.
The platform supports trading in Stocks, ETFs, Options, US Stocks, HK Stocks, SG Stocks. The minimum deposit is SGD 0. Stock commissions are From SGD 2.88 (SG) / $0 (US) and ETF trading costs $0 (US ETFs). A full Chinese-language (中文) interface is available, which makes it especially popular among Chinese-speaking investors in Singapore, Malaysia, Canada, and Australia.
Hong Kong and Singapore broker for Chinese investors Chinese-speaking investors in Singapore and HK who want a local-focused app. Main competitors include Moomoo, Tiger Brokers, Longbridge.
Key Facts
2. Who Is uSMART Best For?
Best For
- US + HK + SG stocks in one app美股+港股+新加坡股票
- Chinese language interface中文界面
- MAS and SFC regulatedMAS 和 SFC 双重监管
- Mobile-first design手机端优先
Not Best For
- Investors outside Singapore or HK新加坡和香港以外的投资者
- Active traders needing advanced charting需要高级图表工具的活跃交易者
- Those needing large international market coverage需要大量国际市场准入的用户
3. Fees & Commissions
From SGD 2.88 (SG) / $0 (US)
Stock Commission
$0 (US ETFs)
ETF Commission
SGD 0
Min. Deposit
$0
Platform Fee
Varies
FX Conversion
2019
Founded
Fee schedules may change. Always verify on the official website: https://usmart.com.sg
4. How We Score uSMART
Our scoring is fully transparent. Each broker is evaluated across 7 categories with a fixed weight. The weighted average becomes the overall score — no arbitrary guessing. (see methodology)
4.1
Fees & Commissions
(20% weight)
4
Market Access
(20% weight)
4
Regulation & Safety
(20% weight)
3.8
App Experience
(15% weight)
3.9
Beginner Friendly
(10% weight)
3.6
Advanced Tools
(10% weight)
3.5
Promotions
(5% weight)
Scores assigned by editorial team. Last updated: 2026-05. For educational purposes only.
5. Supported Countries
Singapore
MAS-regulated brokers for SG investors
Hong Kong
SFC-regulated HK brokers
APAC
Pan-Asia Pacific brokers
6. Regulation & Safety
uSMART — Regulatory Overview
uSMART is regulated by MAS and SFC. Trading involves risk.
7. Tradable Products & Account Types
Tradable Assets
Account Types
Cash Account
Trade with deposited funds only
Margin Account
Borrow to invest (losses can exceed deposit)
8. Platform & App
Mobile App Rating
4.2★ iOS · 4.0★ Android
Desktop Platform
uSMART Web
Language Support
English + 中文 (Chinese)
Charting Tools
US + HK + SG stocks in one app
Market Coverage
Singapore, Hong Kong, APAC
Regulatory Status
MAS (SG) · SFC (HK)
9. Deposit & Withdrawal Methods
Deposit Methods
Withdrawal Methods
Methods vary by country. Verify on the official website.
Market Data & Research Tools
Access to quality market data and research tools is a major differentiator between brokers. Here is what uSMART offers compared to the industry standard.
Level 2 Market Data
L1 included; L2 may require subscription
Real-time bid/ask depth showing all orders at each price level. Industry standard charge: $20–90/month. Free Level 2 is a significant advantage.
Charting & Technical Analysis
Standard charting tools included
Chart indicators, drawing tools, and time-frame options are essential for technical traders.
News Feed & Earnings Calendar
News feed and earnings calendar available
Real-time news and earnings calendars help investors stay informed about market events.
Paper Trading / Simulator
Paper trading not available
Practice trading with virtual funds. Essential for beginners to build confidence before trading with real money.
Stock Screener
Basic screener available
Stock screeners let you filter thousands of stocks by criteria such as P/E ratio, market cap, dividend yield, and more.
Analyst Reports & Research
Basic company data and financials
Third-party analyst reports, earnings forecasts, and company research help investors make more informed decisions.
Research & Tools Score
3.7/5uSMART offers basic research tools. Investors needing advanced research should consider supplementing with third-party platforms such as TradingView, Morningstar, or Seeking Alpha. For educational purposes only. Not investment advice.
Customer Support
Response speed, language coverage, and the quality of support channels vary significantly across brokers. Here is how uSMART rates on customer support.
Live Chat
Live chat available in-app
Business hours (varies by region)
Phone Support
Phone support: see official website
See official website for hours
Email & Ticket Support
Email / in-app ticket support available
Typical response time: 1–3 business days
Chinese Language Support
uSMART offers Chinese-language (中文) customer support. This includes in-app support, UI interface, and in some regions, dedicated Chinese-speaking support agents.
中文支持:简体 + 繁体
Customer Support Score
3.8/5uSMART customer support has room for improvement. Response times and support channel availability are below industry leaders. Experienced investors who need less hand-holding may still find the platform suitable. For educational purposes only.
10. Promotions & Welcome Offers
uSMART Promotions
uSMART may offer promotional offers for new accounts. Subject to terms.
View Current PromotionsPromotions subject to terms and conditions. For educational purposes only.
11. Pros & Cons
What We Like
- Access to US, HK, and SG stocks
- Chinese language interface
- MAS and SFC regulated
- No minimum deposit
- PayNow support (SG)
What Could Be Better
- Smaller brand vs Moomoo/Tiger
- SG and HK fees not commission-free
- Limited advanced charting
- Smaller user community
12. Main Alternatives to uSMART
Not sure uSMART is right for you? These are the most commonly compared alternatives.
Moomoo
富途 MoomooChinese-speaking investors in Canada, SG, US, AU, MY who want advanced trading t
4.7★
Compare →
Tiger Brokers
老虎证券Chinese-speaking investors in Singapore, Australia, and HK who want US, HK, and
4.3★
Compare →
Longbridge
长桥证券Chinese-speaking investors in Singapore and HK wanting a clean, modern US + HK s
4.2★
Compare →
13. uSMART vs Competitors
| Broker | Score | Best For | US Stocks | HK Stocks | Options | Stock Fee | Min Deposit | Regulator | 中文 | |
|---|---|---|---|---|---|---|---|---|---|---|
uSMART 盈立智投 Reviewing | 3.9 | Chinese-speaking investors in Singapore and HK who want a local-focused app | From SGD 2.88 (SG)… | SGD 0 | MAS (SG)SFC (HK) | |||||
Moomoo 富途 Moomoo | 4.7 | Chinese-speaking investors in Canada, SG, US, AU, MY who want advanced trading tools and $0 commissions | $0 | $0 | CIRO (CA)CIPF (CA) | vs → | ||||
Moomoo Singapore 富途 Moomoo 新加坡 | 4.7 | Singapore investors who want $0 commission US stock and ETF trading with SGX access, MAS licensing, free Level 2 data, and Chinese language support | $0 (US stocks) / F… | SGD 0 | MAS (SG) | vs → | ||||
Tiger Brokers 老虎证券 | 4.3 | Chinese-speaking investors in Singapore, Australia, and HK who want US, HK, and Singapore stock access in one account | $0 (US stocks) | SGD 0 | MAS (SG)ASIC (AU) | vs → | ||||
Longbridge 长桥证券 | 4.2 | Chinese-speaking investors in Singapore and HK wanting a clean, modern US + HK stock app | $0 (US stocks) | SGD 0 | MAS (SG)SFC (HK) | vs → |
Fees and product availability may change. Always verify at the official website.
14. How to Open a uSMART Account
Visit the official website or download the app
Go to https://usmart.com.sg or search "uSMART" in the App Store or Google Play.
Create an account
Click "Sign Up" or "Open Account." Enter your email and create a password.
Verify your identity (KYC)
Submit a government-issued ID (passport, driver's licence, or national ID card) as required by your country's regulations.
Fund your account
Choose from: Bank Transfer, PayNow (SG). Minimum deposit: SGD 0.
Start trading
Browse stocks, ETFs, and other available instruments. For educational purposes only — trading involves risk.
15. Frequently Asked Questions
16. Risk Disclaimer
Educational purposes only. Educational purposes only. The information on this page is for educational and informational purposes only and does not constitute investment advice, financial advice, or a recommendation to buy or sell any security.
Trading involves risk. Trading involves risk. Stock trading, ETF investing, and options trading involve risk, including the potential loss of principal. Past performance is not indicative of future results.
Affiliate disclosure. Affiliate disclosure. This site may receive compensation from affiliate links. This does not affect our editorial independence. We only feature regulated brokers.
Fee accuracy. Fee accuracy. Fees and product availability may change. Always verify current information at the official website. https://usmart.com.sg
Brokely Editorial Team
Independent Broker Review Editors
Last updated: 2026-05 · For educational purposes only · Not investment advice
Visit uSMART
Visit the official uSMART website. Not investment advice.
Visit uSMARTTrading involves risk. For educational purposes only.